443-624-9398 Yes there are ways to buy a house with moderate credit and only about $1500. In fact I see it happen regularly and most people are surprised how easy it really is.
Using a USDA, Rural Development Loan, VA Loan, or Navy Federal No Money Down Loan program removes the down payment on the mortgage.
To get your money back you invested you simply ask the seller to pay your estimated closing costs then your out of pocket expenses on your offer.
At the settlement table you are entitled to get back any money you invested out of pocket if there are enough closing costs left over from what the seller agreed to pay. Those costs typically include the earnest money deposit, the appraisal, the inspections and tests like radon and bacteria in water. That can add up to several thousand dollars.
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